{Apply Online} Bihar Student Credit Card Loan Scheme @


Bihar Government is taking initiatives to uplift status of students in the state. Recently we have seen Welfare department scheme for minority in Bihar and now here we are with info about Credit Card loan scheme by Bihar Government also called बिहार छात्र क्रेडिट कार्ड योजना. Here you will get complete information about bihar student credit card scheme/yojna that includes how to apply for student credit card in bihar online/offline, related information in Hindi/English language, last date to apply, documents required, loan limit, interest rate on loan and similar things.

This scheme basically aims at students who have passed 12th examinations and are now looking for some sort of financial aid to continue their higher studies. Under this scheme, Bihar Government will provide loan up to 4 lakh at subsidized rate.

Bihar Student Credit Card Loan Scheme News
Bihar Student Credit Card Loan Scheme News

Bihar Student Credit Card Loan Eligibility@Prdbihar.gov.in 

In order to avail loan under student credit card scheme, you need to meet below guidelines:

  • Must have passed 12th exams
  • Should be a Bihar resident
  • Age of applicant must not exceed 25
  • Students who are already taken any sort of education loan earlier and are still paying the installments will not be allowed to take any further loans under this scheme
  • Credit card given after successful registration with scheme should only be used for paying academic fee in government recognized institutes
This scheme can be utilized for courses like DELED DIET/PTTC/PTEC, BA, BSc, B Com, B Tech, M Tech, MBA, BBA, BCA, MCA, B Pharma, M Pharma, MA, MSc, MCom, M Phil, CA, CFA, ICWA etc. In a nutshell it can be used for all educational courses in state.

How to apply for Bihar Student Credit Card Scheme Online 2016-17

Registering with credit card loan scheme is easy and can be done in minutes only. Follow below steps to get registered with the scheme:

  • Visit official link from here
  • You will get below page:
Bihar Student Credit Card Loan Scheme
Bihar Student Credit Card Loan Scheme
  • Enter details as per your SSC records. You need to enter First Name, Middle name, Last Name, Mobile Number and email ID of the applicant. Please enter correct mobile number and email IDs as they will be required for OTP verification and future updates as well.
  • Once you are done with entering the correct details, hit the "Send OTP" option and check out your emails.
  • Enter the OTP received on your email/phone and "Submit" the details.
  • Fill in the application form, attach required documents and wait for the credit card to be issued to your address/account.

Frequently asked questions about Bihar Student Credit Card Loan Scheme

Maximum Loan Amount and Interest Rate

Up to 4 lakh: No interest rate
Over 4 lakh: 10% rate

Maximum limit of withdrawing loan under credit card yojna is Rs. 7.5 lakhs. You won't be able to withdraw anything more than the specified limit.

Where this loan can can be used

This loan should be strictly used for educational purpose only. You can use it for paying your educational fee, buying books and other reference stuff, purchasing laptop and other gadgets helpful in your education etc.

Is there any provision of late refund charge?

Yes there is a provision of late refund and in such cases applicants will have to pay additional 2% fine over due loan of Rs. 2 lakh

Documents required for Bihar Credit Card Scheme

Not much documents are required for integration with successful integration. Educational certificates, household income proof and undertaking from parents/guardian will be required at the time of registration. Please do check with the official (at office) once as document requirement may change from time to time.

Download Bihar Credit Card for Student Free Online

Once you are done with all the formalities, you will be given web links to download your application status with basic details about your live credit card.

How much time will it take to get Credit Card under this scheme?

Officials are yet to state anything in this regard. We will update you as soon as we hear something from them.

How to check Student Loan Credit Card Application Live Status Online

You can check it from official website. Login with your credentials and look for the link for checking status live.

These are some of the common facts about बिहार छात्र क्रेडिट कार्ड योजना. Do let us know if you are stuck with any step or need additional information about same.

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